OUT OF POCKET EXPENSES

Wisners Family: My doctor has suggested Hospice care. Will my health insurance benefits pay and will I have some out of pocket costs?

Dorothy RN: Most health care insurances have a hospice benefit that will cover all services related to the terminal diagnosis. That includes all visits needed like Nurses, personal care aides, social worker, chaplain, physical therapy and physician home visits to care for the terminal diagnosis to manage the symptoms . All supplies, medications and equipment needed to manage the terminal diagnosis are also covered without out of pocket costs. .Occasionally, the family might opt for extra services like sitter services, companionship or housekeeping which could be out of pocket costs. However, each hospice case is unique in terms is what is required to meet the patients needs. Hospice clients and their families should take time to discuss and understand what is covered.

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